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Survey on the Access to Finance of Enterprises in the euro area April to September 2015

ECB, December 2015

Wednesday 17 February 2016, by Carlos San Juan


Survey on the Access to Finance of Enterprises in the euro area April to September 2015

Attached documents

  • Introduction 2 1 Overview of the results 3 2 The financial situation of SMEs in the euro area 6 3 External sources of financing and needs of SMEs in the euro area 12 4 Availability of external financing for SMEs in the euro area 17 4.1 Availability of external financing 17 4.2 Terms and conditions of bank loan financing 22 5 Expectations regarding access to finance 27 Annex 1 Overview of the survey replies – selected charts 29 Annex 2 Descriptive statistics for the sample of enterprises 35 Annex 3 Methodological information on the survey 37

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